Abstract

Growing research and policy interest focuses on the misallocation of output and factors of production in developing economies. This paper considers the possible misallocation of financial loans. Using plant-level data on the organized and unorganized sectors, the paper describes the [...]

Abstract

The relevance of the study lies in the fact that credit institutions are actively involved in the process of transforming the financial market in the context of the digital transformation of the economy. The object of the study is commercial banks operating in the financial and [...]